Find a Medicare Part D prescription drug plan
Find a Medicare Part D prescription drug plan
Medicare prescription drug coverage is included in stand-alone Medicare Part D Prescription Drug plans or in Medicare Advantage plans. These plans help pay for prescription medications and there are several different plans available.
We make it easy to shop for a Medicare Part D prescription drug plan for 2025 in your area, and you can even enroll online yourself!
By entering your zip code you may see plan options for Medicare Part D prescription drug plans in your area.
Or, one of our licensed insurance agents can answer your questions and easily help you with the enrollment process.
There are a few changes to Medicare Part D prescription drug plans in 2025 that people on Medicare should be aware of.
The key changes to the Medicare Part D program include:
These changes are designed to make Medicare Part D prescription drug plans more affordable and help offer some relief to Medicare Part D enrollees.
Medicare Part D prescription drug plans (Part D) provide coverage for:
Though there are several different Medicare Part D prescription drug plans offered by private Medicare-approved insurance companies, they are different.
It’s important to review the plan’s formulary, which is a list of medications that a particular plan offers coverage for. This way, you can make sure that your prescriptions are covered in the plan.
Here on this website, you can soon compare Medicare Part D prescription drug plans for 2025.
There are likely several plans available in your area, and we can help you find a plan that fits your needs the best.
You can also call us to speak to one of our licensed insurance agents to get your questions answered: 1-866-930-4039.
Medicare Part A and Part B are referred to as Original Medicare and are offered by the Federal United States government which oversees the program.
Medicare Part D prescription drug plans are offered by private Medicare-approved insurance companies under the regulation of Medicare.
Therefore you will be purchasing a Medicare Part D prescription drug plan from an actual insurance company and not Medicare directly.
Each insurance company has different plans they offer, and within each plan, there is what is called a formulary.
This is a list of medications that are covered by the particular plan.
There are multiple Medicare Part D prescription drug plans offered in each area, therefore it’s important to do some research to see which insurance company and plan offer the best coverage for the medications you currently take.
By entering your zip code below you can begin to compare Medicare Part D prescription drug plans in your area and also enroll online easily.
Because plans change each year it’s best to use our site to compare the new plans that come out on October 1st of each year. This is called the Medicare Annual Election Period and is the one time you can change your plan each year. This period runs from October 15th through December 7th.
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You can enroll in a Medicare Part D prescription drug plan as soon as you are eligible for Medicare. For most people this happens three months prior to their 65th birthday, however, there are other scenarios where people can enroll early such as being on Social Security disability for a certain amount of time.
You must be eligible for both Medicare Part A and Medicare Part B to enroll in a Medicare Part D prescription drug plan.
There is a 7-month window that centers around your Medicare Part B effective date in which you can then enroll in a Medicare Part D prescription drug plan.
Most people enroll at the same time you sign up for Medicare, which typically is during your Initial Enrollment Period and includes the three months before your 65th birthday, the month of your 65th birthday, and no later than 3 months after your birth month.
If you wait to enroll and don’t enroll in a Medicare Part D prescription drug plan during your Initial Enrollment Period as explained above, then you will be assessed a penalty when you do finally enroll in a Medicare Part D prescription drug plan.
This occurs even if you do not currently take any prescriptions.
The exception is if you are opting out of Medicare Part B due to having credible coverage with your employer. When you do finally enroll in Part B that is when you also may want to enroll in a Medicare Part D prescription drug plan.
You can enroll in a stand-alone Medicare Part D prescription drug plan as an addition to Original Medicare, or you can get Medicare prescription drug coverage with a Medicare Advantage plan.
Many Medicare Advantage plans include prescription drug coverage to give beneficiaries a comprehensive coverage plan, and that can be a very cost-effective way to get prescription drug coverage.
You can use our website to check the cost of a Medicare Part D prescription drug plan on its own or as part of a Medicare Advantage plan with prescription drug coverage.
Find a Plan and Enroll Online Yourself!
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Medicare Part D prescription drug plans and costs vary based on which insurance company and plan you enroll in. These plans are only offered through Medicare-approved insurance companies.
Because everyone has different needs when it comes to prescription medications, there are a variety of plans offered to help fit those needs.
Each company has a different formulary, so it’s important to compare different Medicare Part D prescription drug plans in your area to see which one fits your needs the best.
Enter your zip code and click on the button below to begin comparing Medicare Part D prescription drug plans in your area, it’s fast, easy, and FREE. There is no obligation to enroll.
Begin Choosing your plan
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